Family Protection
Life is full of uncertainties. You should prepare in advance and make plans for different stages of life to avoid regrets later. Your children, partner and parents are the most important people in your life, and financial planning can ensure they are protected.
Understanding your needs
We work hard every day, hoping to create a happy and beautiful life for our family. We work hard to prepare for the future and create a safe and comfortable environment for our family so that they can grow up without worries. However, life is full of surprises and challenges. If you can do financial planning in advance, you can better protect your family and let them feel your love and care in any situation.
01
Potential risks to families
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The survey indicated that the vast majority of respondents believed that it was crucial to provide adequate protection for their families to prevent them from being affected by unexpected events.
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Another survey pointed out that most Hong Kong respondents were worried about the negative effects of contracting a serious illness, and were also worried that they might not be able to afford medical expenses.
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Another global survey also found that cardiovascular disease and lung disease have become the main causes of medical insurance claims and are expected to continue to rise in the next five years.
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Have you considered the rising medical costs and are you prepared accordingly?
02
Loss of ability to work
Make sure you have enough savings to cope with the following situations:
You will not be able to work during treatment, and recovery may take years.
You may not be able to return to your original working ability after recovery
Even if treatment is successful, poor health may force you to end your career early.